Our goal is to build, grow and maintain long term relationships with each of our clients. Relationships built on knowledge & trust. ~ Carl Gotts
As an independent insurance agency (non-captive to any one carrier), we represent many excellent companies that allow us to secure the best coverage for your particular needs. We will listen carefully to your concerns, thoughtfully assess your needs and examine the available options before offering an opinion and/or a proposal.
We are dedicated to providing you with insurance products and programs that best match your specific needs and risks. We offer policies underwritten by superior companies, at competitive prices.
We have been licensed in St. Croix, U.S. Virgin Islands for 23 years and as a full-service insurance agency, we offer a wide spectrum of services, including:
- Group Health Insurance
- Property and Casualty Insurance
- Commercial Liability
- Executive Benefits
- Key Man, Buy/Sell Policies
- Premium Only Plans (POP Plans) I.R.S. Section 125
- HRA & HSA Programs
- Medical Evacuation Plans