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Gotts & Associates Insurance | US Virgin Islands Health Life Insurance

Life Insurance

There’s no replacement for you and the contribution you make to your family. You want to make sure that people in your life, especially your dependents, can remain financially secure after you die.   That’s what life insurance does for you and your loved ones. It gives you peace of mind. Income replacement is the #1 reason why people buy life insurance.

Stay-at-home moms or dads also have an important, often overlooked, economic value that should be covered by life insurance.  Life insurance is also used to achieve specific business or estate planning goals.

Bottom line: life insurance financially protects your family and loved ones at a time when it is needed the most.

Many insurance experts recommend that each family income provider carry no less than ten times their annual income/worth in life insurance.  The amount of your outstanding mortgage should also be a consideration. Any coverage for your mortgage should be in addition to the amount of insurance you calculate for your income coverage.

It’s quite common to see life insurance also referred to as mortgage protection insurance since most people equate buying life insurance with the need to pay off large debts.

We offer a variety of Life Insurance and Employee Benefits

  • Term Life Insurance and Permanent Life Insurance
  • Cafeteria Insurance Plans
  • Section 125 Plans
  • Employee Payroll Deduction Plans
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Gotts & Associates Insurance proudly represents the following Life Insurance Companies:

  • Midland National Life Insurance Company
  • AFLAC
US Virgin Islands Health Insurance
Gotts Insurance Associates Life Insurance
Gotts Insurance Associates Homeowners Insurance
Gotts Insurance Associates Business Insurance

Gotts & Associates Insurance is a Full Service Insurance Agency licensed in the US Virgin Islands since 1992.

Health, Life, Homeowners and Business Insurance.

(340) 332-1579
carl@insurancevi.com
Gotts & Associates Insurance
P.O. Box 1150
Christiansted, VI 00821

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