United Healthcare offers comprehensive group health insurance coverage for small businesses with only one employee. A business owner counts as an employee. In other words, a sole proprietor who has no other employees besides themselves can now obtain group health insurance.
Business Owner = One Employee
United Healthcare offers a wide variety of deductible and coverage options. Each plan includes the following options:
- Major Medical Coverage
- Dental Coverage
- Vision Coverage
- Term Life Insurance
- Air Ambulance Coverage through AeroMD
United Healthcare major medical coverage is ACA-compliant* meaning you cannot be denied coverage for pre-existing conditions.
What Will I Need to Qualify?
In order for an individual sole proprietor to qualify for United Healthcare Group Insurance you will need the following:
- Current Business License
- If in business for less than 1 year, you will only need your Business License
- If in business for more than 1 year: IRS Schedule C (Form 1040)
- If your business is set up as a corporation or other entity, Carl will walk you through the requirements.
*The Affordable Care Act requires that major medical coverage only be based on age and no other factors. ACA-compliant policies cannot deny you coverage based on pre-existing conditions. Other single-payer policies available in the Territory of the United States Virgin Islands may not be ACA-compliant.